I have a business and would like to start accepting credit cards over the phone. Does anyone know...?

does anyone know a company where I can get a credit card processor but I don't have credit history. Is there companies that can go without checking your credit history?


Thanks!

I have a business and would like to start accepting credit cards over the phone. Does anyone know...?
Stay with pay pal, do not go with MBF leasing and Lender merchant. Take a look at ripoff.com,at those two names, and you'll find a lot of reports about them riping people off. They will never let you out of your a contract,after you find out there's is 3,4,5, party taken money out of you bank account.


They also change there name a lot
Reply:You can get credit card processing without much credit history. However, a horrible credit history will not help you at all, especially if you are taking all your orders over the phone.





The best solution for taking orders over the phone is a Virtual Terminal. This product can help you get the best rates for phone order credit cards as well. You can get a Virtual Terminal at no cost with a merchant account through OmniTranz.





The next thing you should consider is how much it will cost you to process credit cards. You can get rates as low as 1.29% ONLY if you swipe the card. If you never swipe the card, you rates should be around 2.20%. Do not get sucked into a retail account with lower rates because those rates are only for swiped cards. They will sign you up with those low rates and then charge an extra 1.50+% on top of the low 1.29% for all your phone order credit cards.





You can get great rates that are specifically tailored to your business type @:





http://www.omnitranz.com





Hope that helps! Good Luck.
Reply:You can use Propay. You can accept CC numbers over the phone and enter the information in directly. I think there is a $35.00 per year charge to accept Visa and MC along with transaction fees.





Best of Luck!
Reply:Central Payment Corp. can help you!





If you call ask for Kris Atkinson, and CJ can help you.





Central Payment Corp will enable your business to accept the following payment types from your customers:





Central Payment Corp will also provide the following services to your business at extremely low rates:


Check Guaranty: Our eGold program will verify, convert %26amp; guaranty your checks through our check reader terminal. Accept a check as if it were a credit card! Simply swipe the check through your check reader and the money will be electronically deposited into your checking account within 48 hours and never come back out (even if the check is NSF)! We offer this service for a flat 1.49% plus 25 cents.


Check Conversion: Our eSilver program will verify %26amp; convert your check (but offers no guaranty) for a flat 30 cents per check. We will electronically deposit your check into your checking account within 48 hours.


Cash Into Your Business: Through our affiliate BFS, Central Payment Corp can advance your business between $3,000 to $150,000! In order to qualify you must process over $4,000 a month and have been in business for more than one year.


E-Commerce %26amp; Internet Services (Trinity): Our Trinity Program is one of our most popular products available to our merchants. The product has three parts to it (all included, use one of them or all three)! It includes: A virtual terminal, website gateway, phone charge system (call in orders over the phone) and a downloadable program to process credit cards on your cell phone. Click here to view the demo!


Wireless: With our Way Systems MTT or Nurit 8010, you can process credit cards on the go wirelessly! This terminal also comes with a Internal PIN Pad. This wireless is perfect for any mobile business, trade show business or a business that does not want to spend the money on a phone line.


Gift Cards: We have three gift card programs to choose from. If you are still giving out gift receipts on paper, this is a MUST HAVE! Sign up today and get 50 cards for close to nothing! Ask your Account Executive for more information.


ATM/Debit: Debit card use is sky rocketing as more customers are discovering their convenience and more merchants are discovering the potential savings over payment alternative payment methods.


Contactless: Contactless solutions, such as our ViVOPay 4000, allows you to accept MasterCard® Paypass™, Expresspay™ from American Express® and Visa® contactless payment programs. Ideal for merchants with limited counter space and a need for rapid check-out times during peak hours.


QuickBooks®: Process credit cards through QuickBooks® and record them in QuickBooks®. This affordably priced service works with all credit cards, and you don't need any additional hardware or software. You can even attach an external card reader to get the low swipe processing fee.


Point of Sale: Setup your existing or new Point of Sale systems to accept our services, low rates and unbeatable support. We are compatible with many POS industry providers such as Micros, PosiTouch, Maitre'D and SellbySoft to mention a few. Grocery, Lodging, Retail or Professional Services we can configure it for you. Please see our POS page for details.


MyStoreCentral %26amp; Hosted E-Commerce: MyStoreCentral.com offers two packages: Basic which provides account and terminal info online, online support for your account, online statements and detailed transaction reporting. Plus offers all the abilities of Basic plus enhanced reporting tools, your own hosted shopping cart w/configuration included(no site needed) and the Trinity Program included.








write me for further info if you like.
Reply:Why dont you just use Pay Pal you can take all the cards and keep it in an account there or transfer funds to your bank!! Its great!





www.paypal.com